Counselling Connection

Use the Cashflow Statement worksheet to create a budget that you can stick to—and save with—every pay. Assigning Pay to Expenses If you get paid more than once per month, the next step is to determine which bills to pay from which pay. Verify the due dates on your bills ... Read More

Step 4: Stop spending

The quickest way to get yourself back on the right path is to stop spending. Making small changes can help in a big way. Use these suggestions to help cut back so that you can move forward! Don't carry credit cards in your purse (only debit/ATM) Write cheques or pay cash Turn down ... Read More

We sometimes don’t realise that the small amounts of money we can find in our week can make a big difference if we paid them off a credit card. With this plan, taking an extra $10 a day, you can pay off $8,000 in credit card debt in just 3 ... Read More

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