Counselling Connection

It’s time to cut back on the extras. Use the following worksheet to find big savings where you least expect them! It is time to start paying you.  It is so easy to be indifferent over the spending of a few dollars per day when the reality is you could be ... Read More

First of all, it is important to know what you are doing with the money you have so that you can gain a clear understanding of where you are right now. To most people, the idea of filling out a Daily Spending Habits Sheet, a Balance Sheet or a Cashflow ... Read More

There are actions couples and families with children can take to cope with financial stresses and the challenges that arise from these pressures. Act immediately. If a person is retrenched from a job, family income generally drops dramatically. Shock and disbelief are common first reactions. At such a time it is ... Read More

Consider the following tips to help you reduce spending: Think about the basic values you believe in, and define them for yourself. You might even write them down, and discuss them with other family members to see if they hold the same values. If health is a value you believe in, should ... Read More

  Events such as September 11 or the Bali bombings, drought, job retrenchments, a stock market crash, inflation, an investment disaster or overspending on credit cards - whatever the cause, economic upheaval is impacting many couples and families. Financial pressure can place individuals and families at a greater risk for depression, ... Read More